DBS Legacy Loans is a complete loan servicing software system capable of managing loan portfolios consisting a few loans to portfolios having thousands of loans. Legacy Loans caters to regular loans, mortgages, construction loans and vehicle loans and includes application processing and tracking, document management and a separate cashier's point of sale module.

It offers a broad range of processing support,  is easy to use, has a flexible user security system, is true multi-user and operates over both LANs and WANs. We provide detailed training, conversion assistance and full implementation and ongoing support.

• Caters to Regular loans, mortgages, construction loans and vehicle loans.
• Includes loan application prosessing.
• Cashier's module for handling customer's payments.
• Cashier's daily balance and activity reports.
• Prints payment receipts.
• Easy, on-line access to all loan information.
• Automatic implementation of pending loan changes such as interest rate changes
• On-line or batch entry of payment transactions.
• On-line entry of reversal transactions.
• Supports multiple principal disbursements.
• Automatic calculation of late charges for delinquent loans.
• Loan restructuring including the capitalization of interest.
• Earned income projections.
• Reporting by loan portfolio
• Detailed On-line history for current and past loans.
• Early payoff processing.

• Form letter generation.
• Standing order payments processing.
• Write off loans.
• Group payment processing.
• Detailed breakdown of all transaction applications.
• Capital payments.
• Permits the entry of manual adjustments.
• Permits the manual distribution of payments.
• Caters to fixed or variable interest rate loans
• maintains separate property & postal addresses.
• Emails payoff information directly to the customer.
• Reports may be printed to the screen, printer or PDF file.
• Detailed loan reporting.
• Account aging.
• Prints statements.
• Flexible user security.
• Easy to learn and use